Money is a big deal for most engaged couples. Few have enough of it! As a result, typical wedding budgets are limited. And after the wedding, finances are the biggest source of friction in a marriage. Thanks to some pretty cool budget apps for engaged couples, you can take control of your finances and reduce these friction points … before AND after you say ‘I do.’
Let’s look at a few practical budget apps for engaged couples:
Fudget
Fudget is easy to use, and a free download for iPhone, iPod Touch, iPad, and Android users. Since it doesn’t use charts and categories, there’s practically no learning curve. Its mission is clear: to provide you with simple lists of income and expenses. One-tap editing makes this the choice for couples seeking an easy way to budget their wedding, and their life.
Splitwise
If your wedding budget is being split between families or other parties, this is a great app for you. You’ll be able to keep track of spending to simplify who pays for what.
PocketGuard
PocketGuard links your checking, credit and saving accounts with your monthly expenses to give you a daily snapshot of what you have available to spend. Unlike Fudget above, Pocketguard allows you to set up categories for your expenses, a feature many couples prefer. And the app is free.
nerdwallet
How could any couple serious about their finances resist a free app with a name this creative! Yes, this app lets you budget your life (before AND after you’re married) and compare your spending habits month-to-month. It allows you to easily monitor your credit score and keep you and your spouse on the same page.
You Need a Budget (YNAB)
Are you really serious about exploding your savings account? Then of the budget apps for engaged couples we’ve discussed, this might be the one for you. But you’ve got to be more committed to the process, because it’s going to cost you $84 per year. The developers claim that:
“On average, new budgeters save $600 in their first two months and more than $6,000 their first year.”
They even offer a free 34 day trial to get you started.
Why is all of this so important? Because Money magazine surveyed 1,010 married couples and found seven out of ten argued about money. Once you get control of your finances, this source of friction stops. That’s why budget apps for engaged couples are so important, even if it’s not the sexiest blog topic of the year.
Technology makes it easier than ever to save money, plan an affordable wedding, and prosper.
The easiest way to save money on your wedding? Go with Columbus Pro DJs instead of a band. You’ll save at least $2000 to $3000, decrease your stress, while increasing your fun. But popular dates do fill fast, so check on our availability today.
